If you've a partner you've already explored a lot with, and he's still keen on handing over financial wealth and control. At what point are you allowed to put behind all the 'caution' and 'careful' warnings and actually seize and enjoy what is an incredible gift and life enhancing moment for me?
My wife is in charge of most of our finances. But it has nothing to do with FLR or anything like that. I travel a lot for work, and she stays home and cares for the kids and household. Since I travel so much and she spends most of the money and is more closely connected with what needs paid and when, she is better able to take care of the finances.
Part of our deal for me being able to retire at the age of 50 was I would become her 24/7 slave, and She would control all aspects of the relationship moving forward. When one first thinks about it sounds cool, in reality it is a lot different. First, all the people we meet in areas of work gone, Credit cards are gone and one has a card loaded for things to do with the house and upkeep of the house. But I am 68 now, still her 24/7 happy slave, so it worked out for us, but it took a lot of growing into it and was not an easy start.
My wife has handled the finances for the last 15 or 20 years. Recent she has taken complete control as our FLR progressed. I'm given $50 to use as pocket money that I can spend, if I text to ask. She took my credit cards and gave me a new one with her name only on it. Likewise she has all the passwords and account info, I never see any income or expenses. We run a couple businesses, so I have to constantly ask to charge items I need at our supliers. Lately I've noticed she's changed sone accounts to her name alone. All that said, we're married, have been for 30+ years. We trust one another, communicate a lot, and work together closely. There is no space between us. Recently she was invited on a tropical trip with a girlfriend, something she has never done. Due to our business situation I cannot go, so I have encouraged her to accept the opportunity and go. She intends to leave me locked and restricted as always (phone and electronic devices have apps that block and restrict my access to most of the internet and all porn). I have no idea what the trip is costing or anything particular other than where. It's her decision, if she wants to spend some money and go enjoy herself for a week there's nothing I can do about it, not that I want to. If your partner is on board to letting you run with the finances, and you're responsible enough to have fun but be realistic, go for it. It's obviously his kink and wouldn't offer if it wasn't.
Generally, being careful with money for the future is generally a good idea. How good are you with finances? What are your plans for the money? If just handling finances in general isn’t “fun” for you, then I expect that figuring out how much of a per diem you can give yourself and him, while keeping all the bills paid, having savings locked down, and bringing in enough income and savings to replace the money going out, is the point where fun could start.
I've managed finances enough on my own to carve out a small cleaning business from nothing in central London but sure maybe I'm not up to the challenge.
Well, if you already know how to manage money and you're asking when to have fun with it, then ... I'm a little confused about what, exactly, you want to know.
My OP was seeking opinion on the D/s aspect and sensitiveness of such an act as I felt it was worth being cautious.
I guess I misunderstood your question. It sounds like you've got your act together and the two of you are well on your way. If he's still along for the ride, go for it. My wife did, she hasn't regretted any of it. I have days where I miss some of my old habits, but we both are having a blast and she has fully embraced the FLR/chastity dynamic while taking full control of our relationship including finances. Good luck!
So I'd try a month trial. As him what his weekly/fortnightly/monthly expenses are. He hands over Bank cards and accounts including passwords and you give him a revolut card or equivalent with that weekly/fortnightly/monthly expenses. If he requires something more than his expenses he must ask you and you can decide if he needs it. You have a choice here Transfer his entire income amount to your account. transfer his expenses from is own income into your new revolut card, leaving the rest of the funds in his account=saving. He forwards all his income from source to your account (if employed he will need to contact his employer or company HR) Whatever you both decide... This will mean he will be solely dependent on you from now on. Later you may decide to remove his name from household bills and this can be done easily online for most things,But I suggest leave one Bill with both names on it encase something needs proof of cohabitation. I also suggest keeping his bank account open with only above the minimum funds to keep it open again this is for proof of cohabitation and if things don't financially work it can be reversed without issue.
I hesitated posting as I thought this was my better half.. we literally started a trial outlined by lockedup24bykeyholder. (I have no access to the account im payed to it's now my "savings" she pays me from my savings to my new debit card for personal expenses, she pays my share of household expenses and bills from my "savings account").. I would be mortified if tomorrow she even asked if she could get my payments moved to her account, not ready for that. I still catch myself telling her what money to use for something like. The other night something came up that would have been my responsibility and she said "I'll pay for that later" rather then saying "thankyou" I say "can you use my account" We did sit down tonight and work out where we go in the future. And yes if it works for the better part of a year we are opening a joint account with much the same rules where we both get paid to so she can pay bills from one spot and give herself an allowance also.
My wife works in the finance industry - so it is natural that she handles all things financial. If I want to spend money, I ask if we can afford. She reports once in a while how our savings account is doing, but I don't care about details. Our salaries go into the same account, no privacy here for me
You may want to consider posting here: https://www.chastitymansion.com/forums/index.php?forums/female-keyholders-forum.110/