Finances

Discussion in 'Female led relationships' started by Eillydray, Sep 26, 2018.

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  1. Eillydray
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    Eillydray Slave at my wife's feet, MistressG

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    After a summer off (not sure why we always gravitate towards chastity when the nights draw inn) @mistress g has locked me up again.

    Just over a week in and we visited the bank together today to remove my name from all of our joint accounts. The young lady who was working there found it surprising and seemed to be amused as we openly stated that I was handing control of our finances to my wife, even my wages being paid in to an account that she will have sole control over.

    I will be left with a basic current account that she will give me money for petrol and work expenses but with no credit facility. I also have a pre paid card on to which half of my allowance will be paid monthly, the other half of my allowance linked to a pocket money card in which @MistressG sets up weekly tasks which must be completed and ticked off by Saturday every week.

    I did say it was one of the most emasculating things she has ever done o me.

    It feels wonderful to be not only back in the game but to be developing and refining our FLR.
     
  2. Unlucky
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    Unlucky Long term member

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    That's a huge step forward, so if you're comfortable with it, congratulations.
     
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  3. Mash2214
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    Mash2214 Locked today, tomorrow, forever

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    Changing everything at the bank could cause a lot more financial problems down the road than it’s worth. I’m sure she could have control over your finances without going to this extreme but it’s your life.
     
  4. Unlucky
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    Unlucky Long term member

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    Yeah, thinking about it, what happens if she has an accident, gets sicks, or is otherwise incapacitated for a length of time? You're going to be struggling to pay bills and get access to accounts.
     
  5. Cockless
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    Cockless Useless no-cock. Permanently locked and denied.

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    One possible solution is to have a will or legal document that give him access to the funds in case of such unfortunate event.
     
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  6. LesterBallard
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    LesterBallard Long term member

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    well, I'm sure you've thought it through. There's a line where kink and real life naturally begin to separate, and for me this would be testing that line thoroughly. Good luck.
     
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  7. Eillydray
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    Eillydray Slave at my wife's feet, MistressG

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    We do have a will and have spoken about setting up power of attorney should the unthinkable happen to either of us, I am still on mortgage for example, also could have my wages paid in to my account if I needed to so there are practical safeguards available
     
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  8. Cockless
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    Cockless Useless no-cock. Permanently locked and denied.

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    If that works for you and make you both happy - then good luck and enjoy it.
    Sounds like you have safer measures applied.
     
  9. filltee
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    filltee Junior Member

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    Got to agree with this wholeheartedly and for so many reasons but as Mash said its your life.
     
  10. DonnaSue
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    DonnaSue Long term member

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    In the US, bank accounts have a "Beneficiary" who gets control upon presentation of the Death Certificate of the primary account holder. There also needs to be a legal document to better define the issues and circumstances, etc., IMHO.
     
  11. Nicoftime
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    Nicoftime The suspense is terrible...I hope it lasts

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    I’ve yet to understand the correlation between FLR and giving up complete financial control. Except for maybe before the 1950’s, makes leading the household still delegated responsibility of some of the household money. Even then housewives could go to the bank and pay for things that were needed.

    I know my situation is a bit rare in any marriage...we keep separate accounts and each make and control our own money, but what is it about being completely dependent on someone financially to the point of almost child like responsibility. Ok, I get it, you can’t be trusted not to touch yourself, I don’t get why having someone else lead means you can’t be trusted with anything.

    Is it part of some sort of kink? I guess I just don’t get it.
     
  12. OscartheTurtle
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    OscartheTurtle Long term member

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    My wife hated handling the finances (and she wasn’t very good at it). I let her take the reigns early in the relationship because she wanted to. She gladly handed it over to me. So I’m sure she looked at it simply as a chore she wouldn’t have wanted to be bothered with. And we had open transparency so she knew exactly what was going on.

    When my father passed away my mom had to learn everything from scratch as he never included her in any of that. She struggled mightily at first. You run the same risk if you are cut off completely from the process.
     
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  13. HeForHer
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    HeForHer Active member

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    I'm really interested in this. Do please let us know how it goes.

    I'm not sure if it's entirely practical, but it is something that would indulge my submissive side greatly. My partner often suffers with anxiety of 'not being good enough' for me so we are always on the lookout to find little things that boost her confidence and increase my vulnerability. When I asked her hypothetically about financial control she smiled and said she'd feel very powerful over me, but that it would have to do it properly legally if we ever did get to that point.
     
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  14. Greg Goltz
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    Greg Goltz Member

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    In our state, everything is owned equally. We do our banking online and she just manages the accounts. I have a separate account she keeps emergency funds in and I get a weekly allowance.
     
  15. lockedUp24byKH
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    lockedUp24byKH Yes Dear...Right away.

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    My wife recently expressed an interest in taking all the finances under her wing and this October will be month 2.
    Initially she already was managing the finances from both our accounts so there was little change there.
    The financial opportunity arrived with payroll changes in my job, I asked my wife of she still felt she wanted financial control and she said yes.
    All it took was an email to payroll and it was done and change debits with online banking.
    I still have a bank account for emergency transfers etc but all payments are through her account by her.

    The hardest part has been letting go, impulse purchases are gone and replaced with requests for items that i either need or want.

    If something we're to happen all it takes us an email to have payroll redirect funds again and a personal visit to the bank of needed.
     
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  16. LockedPom
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    LockedPom Long term member

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    This would be crossing the line for me!
     
  17. paulie slave
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    paulie slave Locked house husband

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    My wife and I agreed to do this 15 years ago. She has intention of ever letting me near the finances again and now I'm a house husband it's her money anyay. She takes out money for the week so i can buy food and essentials but I have no say on what she spends her money on. If I want something I ask nicely. It's a big change and I'm sure not for everyone but I accept my place in our marriage and love and trust her absolutely.
     
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  18. HeavyFeather
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    HeavyFeather Long term member

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    We do this as well. I never see my paycheck. She just gives me an allowance each week. I do not have access to any accounts or other money. I earn more than her, but she knows what is best. I own nothing and she owns me.
     
  19. Rectrix
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    Rectrix Long term member

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    Different people are good at different things. Implementation of money management and long-term finance isn't hers, although we have the same values. She trusts me to do it well.
     
  20. Sarahs
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    Sarahs Member

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    My husband and I have played around with different aspects of this over the years. I've always maintained my own bank account, while his only account is our joint one. It's quite easy to transfer money from out joint account to my "shopping" account.
     
  21. jemima
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    jemima maid for my Mistress

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    im no good with money and i have not got a bank.
     
  22. Nicoftime
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    Nicoftime The suspense is terrible...I hope it lasts

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    That’s a shame jem...if god forbid something ever happened to your kh, you would be unprepared to take care of yourself.

    Even if you don’t want to make money decisions, it might be a good idea to at least understand how accounts, PIN numbers, retirement funds, penalties, taxes etc. work. Maybe take a class or talk to a lawyer about what you need to know in case the worst happens. Knowing how to take care of yourself can never be bad.
     
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  23. cagedjon
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    cagedjon Long term member

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    Have just crossed this line. I was scared of it. I still have my own money, but transfer a sizeable portion of my wages into the 'joint account' which she pays all the bills from. Once it was set up I wondered why I had been so scared. It was liberating, and now she has more control. I want her to have total control.
     
  24. lockedUp24byKH
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    lockedUp24byKH Yes Dear...Right away.

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    Hard part is letting go...no more impulse shopping on ebay or Amazon or discount sites.
     
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  25. Joey love
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    Joey love Long term member

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    Agreed, although she pays all the bills my name is on the accounts and I can access them if need be. It would take a little time and maybe a few late notices for me to get her system down but if I had to it’s possible. Certainly knowing where all the important paperwork is and what would need to be done in case of an emergency should be discussed.
     

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